Sam Deegan PhD Candidate in Economics University College Dublin
I am a PhD Candidate in Economics at University College Dublin, specialising in credit supply, bank fragility, and financial stability. My research investigates the impact of disruptions to credit intermediation—through bank failures, regulation, or resolution—on macroeconomic performance and long-term growth.
My job market paper, "Bank Failures Still Matter," shows that the local real effects of US bank failures have not diminished, despite decades of reform, with exposed counties suffering persistent income losses. Across my projects, I combine newly assembled spatial datasets with causal identification strategies to trace how credit supply shocks propagate through the economy.
My broader research agenda bridges academic debates on banking and macro-finance with policy questions of regulation, resolution, and credit access. I also teach courses in macroeconomics and financial economics, drawing on both academic and consulting experience to connect theory with real-world policy challenges. I expect to complete my PhD in September 2027.